What does it mean to finance through a dealer?

Financing through a dealer refers to the process where the buyer secures loans or payment plans directly from the manufactured home dealer or the manufacturer itself. This arrangement can provide several benefits, such as convenience and potentially more accessible financing options tailored to the specific home being purchased. Dealers often have established relationships with lenders and may offer special financing incentives, making it easier for customers to understand their payment options.

By going through the dealer, buyers can often complete the financing process alongside the purchase, streamlining the experience. This method can also include promotions, low-interest rates, or exclusive deals that may not be available through traditional banking institutions. Therefore, this approach is especially beneficial for buyers who may have credit concerns or are seeking a straightforward purchasing process.