In what way does a modular home differ from a manufactured home?

A modular home differs from a manufactured home primarily in that it is built in sections according to local building codes. This means that modular homes are constructed in a factory setting and then transported to the site where they will be assembled. They must meet the same local, state, and regional building codes as traditional site-built homes, which can vary widely depending on the area.

This adherence to local codes ensures that modular homes can be financed, insured, and valued like any other conventional homes. In contrast, manufactured homes are built according to federal standards set by the U.S. Department of Housing and Urban Development (HUD), which may not align with local building codes, particularly in terms of durability, insulation, and safety.

Understanding this distinction is crucial for anyone involved in the sale, financing, or manufacture of homes, as it affects everything from zoning requirements to the potential resale value.